Driving with no insurance comes with a serious fine in Ontario. I know that it may seem tempting to get behind the wheel before you finalize your insurance coverage, however, if you get caught, or if anything were to happen, the consequences are severe.

The penalty for driving with no insurance is a fine of between $5,000 and $25,000. Your licence could be suspended for up-to one year, and your car could be impounded for up-to three months. It is very difficult to defend yourself if you are charged with driving with no insurance.